01
Shape the plan
Choose a week, month or year. Add accounts, income, groups, budget lines, bills, goals and debts at the level that matters.
HOW VULT WORKS
Plan what the money needs to do, capture what happened, understand the difference and carry the useful parts into the next period.
02
Capture what happens
Use Quick Add, scan a receipt or import an eligible statement. Automated results are drafts you can review and edit.
03
Follow the pattern
Start with the headline, then move through budget groups, line items, receipt groups and individual products. Smooth charts show exact points as you scrub.
04
Keep the useful habit
Reuse the plan, check upcoming bills and let XP, achievements and tree growth make consistency visible. Rewards never change the value of your money.
THE DATA FLOW
- Your device
The app calculates and persists the working budget locally.
- Your VULT account
Signed-in members can sync a compact, revisioned snapshot and use shared household budgets.
- Protected functions
Selected AI-assisted tasks run behind server functions so private API keys never ship in the web bundle.
YOUR MONEY, ORGANISED
Build the plan, see the pattern and keep the useful habits moving.