Plan
- Weekly, monthly and yearly budgets
- Custom groups, lines, colours and rollovers
- Recurring expenses, income and transfers
- Upcoming-money calendar
VULT FEATURES
Keep everyday money moves quick, then go deeper into the plan, receipt, debt or chart when the detail is actually useful.
01 · FLEXIBLE BUDGET PLANNER
A budget built around the way you are paid.
Plan by week, month or year, then organise the detail into groups and line items that make sense to you. VULT gives structure without forcing everyone into the same template.
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02 · RECEIPT SCANNER
Scan the receipt. Keep the useful detail.
VULT reads receipt text on your device first, builds an editable transaction and can break a purchase into individual items for more useful spending analysis.
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03 · PDF AND CSV IMPORT
Import a statement, and check it landed.
VULT reads a PDF or CSV statement as the table it is, then checks the result against the statement's own closing balance, so a short import is reported.
Explore feature →04 · DEBT PAYOFF PLANNER
Turn a debt total into a path back to zero.
Compare avalanche, snowball and your own payoff order, then see the projected time and interest instead of choosing a strategy by name alone.
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05 · SAVINGS GOALS
Give the next dollar somewhere useful to go.
Set a target, connect it to the accounts and plan around it. VULT makes progress visible without pretending a badge changes the value of your savings.
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06 · EXPENSE AND SPENDING TRACKER
See the pattern behind the total.
Log a move quickly, then explore spending by budget group, line item, receipt group or product. VULT keeps the simple answer first and the deeper answer close by.
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THE COMPLETE WORKSPACE
VULT is deliberately deep at the points where a budget needs to connect: capture, planning, analysis and the habit of returning.
Track
- Quick expense, income and transfer entry
- Recent-move shortcuts
- Receipt scanning and item allocations
- PDF and CSV statement import
Understand
- Cumulative spending and projections
- Cash flow and income rhythm
- Wealth and net position
- Group-to-product drill-down
Keep going
- XP, levels and achievements
- Money Checks about your own figures
- Streaks and a 60-stage tree
- Private household budgets and chat
CLEAR BOUNDARIES
VULT does not connect to financial institutions or ask for online-banking credentials.
The VULT Financial Score is an informational budgeting indicator, not a credit-bureau score.
Plans, estimates and projections are general tools that rely on the information you enter.
YOUR MONEY, ORGANISED
Build the plan, see the pattern and keep the useful habits moving.